Award-winning international money transfers
Move money overseas simply, swiftly, and securely.
24/7 transfers
Transfer online, through our app or over the phone with your account manager.
Excellent rates
Make swift, secure currency transfers at excellent exchange rates.
Five-star service
Benefit from personal account management, award-winning support and expert insights.
Highest credit rating
We were established in 2004 and hold the highest credit rating with Dun & Bradstreet.
Currency transfer services for all needs
From everyday payments to large, life-changing transfers, we’ll help you find the best way to move your money.
Large transfers
Security and strong exchange rates are vital for large transfers. We’ll keep your transfer secure and get you a great rate.
Everyday transfers
Need to make smaller transfers on the go? Send money 24/7 using your online account or the TorFX app.
Currency tools to help you stay in control
We help you take control of your currency transfers and make your money go further. Plan ahead, target your ideal rate, or act fast when the market moves.
Rate alerts
With a rate alert, you can target a particular rate without committing to a transfer. If the market reaches your desired level, we’ll let you know right away by text or email.
Forward contract
Secure an exchange rate for up to two years in advance. This means you can budget with confidence, knowing exactly how much you’ll receive.*
Limit order
Want a higher rate than the current one? Set your desired exchange rate and we’ll automatically transfer your funds when the market reaches that level.
Currency wallets
Buy currency when the rate is right and hold it in your digital currency wallet until you need it. You can have multiple wallets in multiple currencies.
Spot contract
Make an on-the-spot transfer, securing the most competitive current exchange rate for an immediate transaction.
* While fixing an exchange rate means you would miss out if the market strengthened, you would be protected from any negative movements.
Personalised FX support that sets us apart
With TorFX you don’t just get great rates. You get a dedicated expert on your side from start to finish.
Whether you’re sending $1000 or $1,000,000, your personal account manager will guide you through the process, offering insights to help you time your transfers more effectively and get the most from your money.
It’s this level of support that sets us apart from other currency providers, helping you transfer with confidence, avoid costly mistakes, and enjoy peace of mind every step of the way. With TorFX you don’t just get great rates. You get a dedicated expert on your side from start to finish.
We're here for every kind of international payment
Whatever your reason for moving money overseas, we'll help you do it confidently and cost-effectively.
Property purchases
Buying overseas property is a big step. Let us simplify the transfer side of things and save you money.
Emigration
Whether you're transferring wages, pensions or savings, we’ll make your move overseas simpler and more secure.
Repatriation of funds
Bringing money back home? We’ll help you time your transfer and maximise what arrives in your account.
Best Personal Currency Broker 2026 - Good Money Guide Awards
TorFX has been voted Best Personal Currency Broker 2026 at the Good Money Guide Currency Awards, with customers overwhelmingly praising its personal service, competitive exchange rates and reliable international money transfers.
How we keep your funds safe
TorFX holds an Australian Financial Services Licence and a New Zealand Financial Services Licence. This means we’re required to keep your money in secure, segregated accounts, separate from our business funds.
We follow strict safeguarding procedures, work only with trusted banking partners, and hold the highest level of creditworthiness with Dun & Bradstreet. As part of a global group handling billions in transfers each year, we maintain the highest standards – so you can move your money with confidence.
Refer a friend and receive $100
Get $100 each when you refer a friend, with no limit on the number of referrals.
Frequently asked questions
An international money transfer lets you send money from one country to another, usually in a different currency. With TorFX, you can do this quickly, securely and at competitive exchange rates.
Currency brokers typically offer better exchange rates, lower fees and more personalised support than traditional banks, helping you save money and make more informed transfers.
Yes. TorFX is licensed by the Australian Securities and Investments Commission (ASIC) in Australia and by the Financial Markets Authority (FMA) in New Zealand. We’ve been operating since 2004, and hold the highest credit rating with Dun & Bradstreet. Client funds are held in segregated accounts for your protection. Read our security of funds page for more information.
We don’t charge any transfer fees or additional costs outside of your agreed exchange rate. Once you agree an exchange rate with your account manager, that’s exactly what you’ll receive.
We like to get your money where it needs to be as quickly as possible. While the amount of time a transfer takes can depend on the currency, destination and receiving bank, the funds should be in your account on the same day or within no more than two working days for more exotic destinations.
We support transfer to 120+ countries in 40+ currencies, including AUD, NZD, GBP, EUR, USD, ZAR and more. Just let us know what you need to send, and we’ll take care of the rest.
Not at all. We support transfers of all sizes, from smaller everyday payments to large property purchases or business transfers.